Organize credit disputes and write your own letters

How it works

1. Read your own report and mark one item you believe is inaccurate.
2. Enter that item’s facts and review both generated letters line by line.
3. Download, sign and mail the letters yourself; pay any mailing provider directly.

What to know before you start

BizBox Credit is a letter builder for a person who has found information in their own credit report that they believe is wrong. The person chooses the item, supplies the facts, reviews the letter and mails it. The tool does not inspect a report on their behalf, contact a credit bureau or promise that a disputed entry will change. Its job is to help put a specific question in writing.

Start with the report you obtained from the relevant bureau. For each item you question, record the bureau, account or entry, the fact you believe is incorrect and the supporting documents you choose to use. Enter only the details needed to prepare the letter, then read the result line by line before signing it. You can download two letters per item and choose your own mailing method. If you use a mail provider, you pay that provider directly for its service.

The letter builder is free; postage or another delivery service can have its own charge. Keep a copy of what you sent and the date you sent it for your own records. The page does not provide credit-score tracking, financial advice or an outcome timeline. If you need a different finance feature, inspect that separate module rather than assuming it is part of the letter workflow.

Price and availability

The letter builder is free. Any third-party postage or mailing service charges are separate and shown by that provider.

Questions people ask